Cards with rental car insurance
Covers damage or theft of a rental car paid with the card — sometimes primary (before your own auto policy), usually secondary.
186 cards in our database include it — 104 with no annual fee. Popular cards first, then the rest by annual fee.
Coverage finder, not an insurance certificate. We normalize issuer wording so cards can be compared. Report incorrect data and confirm the current benefits guide before a claim.
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186 matching cards
Freedom UnlimitedChaseNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
Prime VisaChaseNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
Sapphire PreferredChase$95/yrListed as “Auto Rental Coverage”
Coverage details
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
American Express Gold CardAmerican Express$325/yrListed as “Car Rental Loss and Damage Insurance”
Coverage details
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Venture XCapital One$395/yrListed as “Auto rental collision coverage”
Coverage details
Get reimbursed for damage or theft when you pay for a rental car with the Venture X card.
Sapphire ReserveChase$795/yrListed as “Auto Rental Collision Damage Waiver”
Coverage details
When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.
The Platinum CardAmerican Express$895/yrListed as “Car Rental Loss and Damage Insurance”
Coverage details
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Abby Bank Visa® Business Cash PreferredAbby BankNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
Abby Bank Visa® Business CompanyAbby BankNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
Abby Bank Visa® Business Real RewardsAbby BankNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
Abby Bank Visa® Business Zero+Abby BankNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
Amazon BusinessAmerican ExpressNo annual feeListed as “Car Rental Loss and Damage Insurance”
Coverage details
As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions.
Amazon Business PrimeAmerican ExpressNo annual feeListed as “Car Rental Loss and Damage Insurance”
Coverage details
As a Card Member, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions.
Amazon Rewards Visa SignatureChaseNo annual feeListed as “Visa Signature Rental Car Privileges”
Coverage details
Up to 25% off base rates on qualifying rentals from Avis and Budget, plus complimentary upgrades and waived additional driver fee.
Amazon VisaChaseNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.
American Airlines Credit Union Visa Business PlatinumAmerican Airlines Federal Credit UnionNo annual feeListed as “Auto rental collision insurance”
Coverage details
Use your Visa credit card to pay for your rental car, and get built-in Auto Rental coverage.
American Airlines Credit Union Visa Platinum Low RateAmerican Airlines Federal Credit UnionNo annual feeListed as “Auto rental collision insurance”
Coverage details
Use your Visa credit card to pay for your rental car, and get built-in Auto Rental coverage.
American Airlines Credit Union Visa Platinum RewardsAmerican Airlines Federal Credit UnionNo annual feeListed as “Auto rental collision insurance”
Coverage details
Use your Visa credit card to pay for your rental car, and get built-in Auto Rental coverage.
American Airlines Credit Union Visa Platinum SecuredAmerican Airlines Federal Credit UnionNo annual feeListed as “Auto rental collision insurance”
Coverage details
Use your Visa credit card to pay for your rental car, and get built-in Auto Rental coverage.
American Airlines Credit Union Visa Platinum StarterAmerican Airlines Federal Credit UnionNo annual feeListed as “Auto Rental Collision”
Coverage details
Use your Visa credit card to pay for your rental car, and get built-in Auto Rental coverage.
American Airlines Credit Union Visa Signature Cash BackAmerican Airlines Federal Credit UnionNo annual feeListed as “Auto rental collision insurance”
Coverage details
Use your Visa credit card to pay for your rental car, and get built-in Auto Rental coverage.
Amex EveryDay®American ExpressNo annual feeListed as “Car Rental Loss and Damage Insurance”
Coverage details
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Bass Pro Shops and Cabela's CLUB Business Mastercard®Capital OneNo annual feeListed as “Car Rental Insurance”
Coverage details
Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.9
Bilt Mastercard®Wells FargoNo annual feeListed as “Auto Rental Collision Damage Waiver”
Coverage details
Receive auto coverage for covered damages due to collision or theft for most rental cars when you pay for the rental transaction with the Bilt Mastercard.
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