Cards with lost & delayed luggage
Pays for bags the airline loses, and essentials while they're delayed.
130 cards in our database include it — 47 with no annual fee. Popular cards first, then the rest by annual fee.
Coverage finder, not an insurance certificate. We normalize issuer wording so cards can be compared. Report incorrect data and confirm the current benefits guide before a claim.
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130 matching cards
Prime VisaChaseNo annual feeListed as “Baggage Delay Insurance”
Coverage details
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Marriott Bonvoy BoundlessChase$95/yrListed as “Baggage Delay Insurance”
Coverage details
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
Sapphire PreferredChase$95/yrListed as “Lost Luggage Reimbursement”
Coverage details
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
American Express Gold CardAmerican Express$325/yrListed as “Baggage Insurance Plan”
Coverage details
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Venture XCapital One$395/yrListed as “Lost Luggage Reimbursement”
Coverage details
When you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.
Sapphire ReserveChase$795/yrListed as “Baggage Delay Insurance”
Coverage details
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Abby Bank Visa® Everyday Rewards+Abby BankNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Abby Bank Visa® Max Cash PreferredAbby BankNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Abby Bank Visa® Max Cash SecuredAbby BankNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Amazon BusinessAmerican ExpressNo annual feeListed as “Baggage Insurance Plan”
Coverage details
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier.
Amazon Business PrimeAmerican ExpressNo annual feeListed as “Baggage Insurance Plan”
Coverage details
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier.
Amazon Rewards Visa SignatureChaseNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Covers damaged or lost luggage by the carrier up to $3,000 per passenger.
Amazon VisaChaseNo annual feeListed as “Baggage Delay Insurance”
Coverage details
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
Amplify Credit Union Visa® Everyday Rewards+Amplify Credit UnionNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Carrollton Bank Visa® Everyday Rewards+Carrollton BankNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Cathay Bank Visa® Everyday Rewards+Cathay BankNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Cathay Bank Visa® Max Cash PreferredCathay BankNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Chevron Federal Credit Union Visa® Everyday Rewards+Chevron Federal Credit UnionNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Citizens Clear Value® Mastercard®Citizens BankNo annual feeListed as “Lost Luggage Protection”
Coverage details
Up to $1,500. Reimburses the actual cost of repairing or replacing your lost or damaged luggage and belongings.
Costco Anywhere Visa® BusinessCitiNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Lost Luggage Reimbursement will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.
Disney® Visa® CardChaseNo annual feeListed as “Baggage Delay Insurance”
Coverage details
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
First National Bank and Trust Visa® Everyday Rewards+First National Bank and TrustNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
First National Bank and Trust Visa® Max Cash PreferredFirst National Bank and TrustNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
Green Belt Bank and Trust Visa® Everyday Rewards+Green Belt Bank and TrustNo annual feeListed as “Lost Luggage Reimbursement”
Coverage details
Up to $3,000 reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged. Coverage begins when the luggage is checked in or carried onto the common carrier by you.
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Coverage terms, caps, and exclusions vary by card and change over time — always confirm against the issuer's current benefits guide before relying on a protection.