Cards with purchase protection

Refunds or repairs recent purchases that are damaged or stolen, typically within 90-120 days.

146 cards in our database include it — 80 with no annual fee. Popular cards first, then the rest by annual fee.

Coverage finder, not an insurance certificate. We normalize issuer wording so cards can be compared. Report incorrect data and confirm the current benefits guide before a claim.

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146 matching cards

  • Freedom Unlimited card artFreedom UnlimitedChaseNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

  • Prime Visa card artPrime VisaChaseNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

  • Marriott Bonvoy Boundless card artMarriott Bonvoy BoundlessChase$95/yr

    Listed as “Purchase Protection”

    Coverage details

    Covers your new purchases for 120 days against damage or theft up to $500 per claim, and $50,000 per account.

  • Sapphire Preferred card artSapphire PreferredChase$95/yr

    Listed as “Purchase Protection”

    Coverage details

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

  • Sapphire Reserve card artSapphire ReserveChase$795/yr

    Listed as “Purchase Protection”

    Coverage details

    Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

  • The Platinum Card card artThe Platinum CardAmerican Express$895/yr

    Listed as “Purchase Protection”

    Coverage details

    Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date.

  • Abby Bank Visa® Business Cash Preferred card artAbby Bank Visa® Business Cash PreferredAbby BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Abby Bank Visa® Business Company card artAbby Bank Visa® Business CompanyAbby BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Abby Bank Visa® Business Real Rewards card artAbby Bank Visa® Business Real RewardsAbby BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Abby Bank Visa® Business Zero+ card artAbby Bank Visa® Business Zero+Abby BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Amazon Business card artAmazon BusinessAmerican ExpressNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

  • Amazon Business Prime card artAmazon Business PrimeAmerican ExpressNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.

  • Amazon Rewards Visa Signature card artAmazon Rewards Visa SignatureChaseNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

  • Amazon Visa card artAmazon VisaChaseNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

  • Blue Cash card artBlue CashAmerican ExpressNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Covers eligible purchases against damage or theft for up to 90 days from the date of purchase.

  • Blue Cash Everyday® card artBlue Cash Everyday®American ExpressNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Shop with added confidence and Purchase Protection♦, which can help protect Covered Purchases made with your Eligible Card against accidental damage and theft for up to 90 days from the Covered Purchase date. Coverage Limits Apply.

  • Busey Bank Visa® Business Cash Preferred card artBusey Bank Visa® Business Cash PreferredBusey BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Busey Bank Visa® Business Company card artBusey Bank Visa® Business CompanyBusey BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Busey Bank Visa® Business Zero+ card artBusey Bank Visa® Business Zero+Busey BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Busey Bank Visa® CommUNITY card artBusey Bank Visa® CommUNITYBusey BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Capital One Walmart Rewards® Mastercard® card artCapital One Walmart Rewards® Mastercard®Capital OneNo annual fee

    Listed as “Purchase Protection”

    Coverage details

    Protects eligible purchases against theft or damage for a limited time.

  • Cathay Bank Visa® Business Cash Preferred card artCathay Bank Visa® Business Cash PreferredCathay BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Cathay Bank Visa® Business Company card artCathay Bank Visa® Business CompanyCathay BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Cathay Bank Visa® Business Real Rewards card artCathay Bank Visa® Business Real RewardsCathay BankNo annual fee

    Listed as “Purchase Security and Extended Protection”

    Coverage details

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

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Coverage terms, caps, and exclusions vary by card and change over time — always confirm against the issuer's current benefits guide before relying on a protection.