Terms of Service

CC Reward is a personal tool for tracking credit-card perks and rewards. By using it you agree to these short, honest terms.

You must be 18 or older to use CC Reward (US credit cards require it anyway).

Information, not advice. Perk values, benefit terms, points estimates, and card details are gathered from issuers' published pages, public regulatory filings, licensed data providers, and best-effort extraction — each fact shows its origin in the product, and any of it can be wrong or out of date. Always verify against your issuer before relying on it. Card recommendations (including the "Which card?" answers) are automated comparisons of your own cards' published earn rates and credits — they are not financial, investment, or credit advice, and CC Reward is not affiliated with, endorsed by, or sponsored by any card issuer or bank. Card names and marks belong to their issuers.

Free today, honest tomorrow. The service is currently free. If paid tiers ever arrive, the perk tracking you're using now stays free.

Developer API. Where API access is enabled, keys are personal, revocable, and rate-limited; the API serves card-catalog data only. Don't share keys, resell the data as-is, or represent it as issuer-verified.

Your data stays yours. How we handle it is covered by the Privacy Policy. Bank connections are optional, read-only, and revocable.

Households share. Joining a household shares your wallet with its members. Only join households with people you trust; leave anytime.

Don't abuse the service — no unauthorized access attempts, scraping, or using the platform to harm others. We can suspend accounts that do.

Provided as-is. The service is provided without warranties; to the extent permitted by law, our liability is limited to the amount you've paid us to use it (currently: nothing).

Questions: [email protected].