Cards with cell phone protection
Repairs or replaces a damaged or stolen phone when you pay the monthly bill with the card, minus a deductible.
57 cards in our database include it — 41 with no annual fee. Popular cards first, then the rest by annual fee.
Coverage finder, not an insurance certificate. We normalize issuer wording so cards can be compared. Report incorrect data and confirm the current benefits guide before a claim.
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57 matching cards
Venture XCapital One$395/yrListed as “Cell Phone Protection”
Coverage details
Protect your cell phone every time you pay your bill with your Venture X card. If it’s stolen or damaged, you’ll get reimbursed up to $800.
The Platinum CardAmerican Express$895/yrListed as “Cell phone protection”
Coverage details
Up to $800 per claim (2 claims/12 months, $50 deductible) when the monthly bill is paid with the card.
Abby Bank Visa® Business Zero+Abby BankNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
AT&T Universal Rewards World Mastercard®CitiNo annual feeListed as “Cell Phone Protection”
Coverage details
Get up to $2,000 per claim (with a $25 deductible) for cell phone damage or theft when you pay your monthly bill with this card.
Busey Bank Visa® Business Zero+Busey BankNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
Cathay Bank Visa® Business Zero+Cathay BankNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
Chase Freedom Flex® Credit CardChaseNo annual feeListed as “Cell Phone Protection”
Coverage details
Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.
Choice Bank Visa® Zero+Choice BankNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
Choice Privileges® Mastercard®Wells FargoNo annual feeListed as “Cell phone protection”
Coverage details
Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
Citizens Cash Back Plus™ World Mastercard®Citizens BankNo annual feeListed as “Cell Phone Protection”
Coverage details
Reimbursement of non-refundable cancellation or change fees. Applies only to major airlines. Must use your credit card to purchase your ticket in full. Trip must be cancelled due to a covered reason.
Fifth Third 1.67% Cash/BackFifth Third BankNo annual feeListed as “Cell Phone Protection”
Coverage details
Reimbursement for the actual cost to replace or repair a Stolen or damaged Eligible Cellular Wireless Telephone
Fifth Third 1% Cash/BackFifth Third BankNo annual feeListed as “Cell Phone Protection”
Coverage details
Reimbursement for the actual cost to replace or repair a Stolen or damaged Eligible Cellular Wireless Telephone
Fifth Third Preferred Cash/BackFifth Third BankNo annual feeListed as “Cell Phone Protection”
Coverage details
Reimbursement for the actual cost to replace or repair a Stolen or damaged Eligible Cellular Wireless Telephone
First Citizens Bank Cash Rewards BusinessFirst Citizens BankNo annual feeListed as “Cell phone protection”
Coverage details
When you pay your monthly wireless bill with your covered First Citizens credit card, your cell phone is protected for the next calendar month.
First Citizens Bank Low-Interest BusinessFirst Citizens BankNo annual feeListed as “Cell phone protection”
Coverage details
When you pay your monthly wireless bill with your covered First Citizens credit card, your cell phone is protected for the next calendar month.
First National Bank and Trust Visa® Business Zero+First National Bank and TrustNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
INTRUST Bank Visa® Zero+INTRUST BankNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
Navy Federal GO REWARDS®Navy Federal Credit UnionNo annual feeListed as “Cell Phone Protection”
Coverage details
You can be reimbursed in the event your eligible cell phone is stolen. Reimbursement of up to $250 per claim for damages or theft, $500 maximum per year.
nbkc bank Visa® Business Zero+nbkc bankNo annual feeListed as “Cell phone protection”
Coverage details
Get reimbursed up to $600 if your cell phone is stolen or damaged - just pay your monthly cell phone bill using your card
PenFed Gold Visa® CardPenFed Credit UnionNo annual feeListed as “Cell Phone Protection”
Coverage details
Cell Phone Protection
PenFed Platinum Rewards Visa Signature® CardPenFed Credit UnionNo annual feeListed as “Cell Phone Protection”
Coverage details
Cell Phone Protection
PenFed Power Cash Rewards Visa Signature® CardPenFed Credit UnionNo annual feeListed as “Cell Phone Protection”
Coverage details
Cell Phone Protection
PNC points® Visa®PNCNo annual feeListed as “Cell Phone Protection”
Coverage details
When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged.
SoFi Unlimited 2%Bank of MissouriNo annual feeListed as “Cell phone protection”
Coverage details
Get up to $1,000 of complimentary cell phone insurance coverage.
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Coverage terms, caps, and exclusions vary by card and change over time — always confirm against the issuer's current benefits guide before relying on a protection.