You get back$0Needs activation$00 of 1 credits answered · considering this card
Regions

Regions Premium Visa® Signature

$125 a year

Everything this card owes you

1statement credits
$100at face value, a year
11protections included
0spend categories that earn extra

0 of those 1 credits pay nothing until they are activated.

Global Entry / TSA PreCheck credit$100
What the number is made of

Your card carries $100 in credits.

Not points and not a valuation. Statement credits with real dollar amounts, attached to real things — a hotel night, a dinner, a membership, a flight you were taking anyway.

The card year

Every credit, on its own clock

The fee is the debit and every credit pays it back — but only inside the window it is live. Mark what you would really use and watch both the calendar and the balance change.

Selections start at “Never.” “Sometimes” counts a credit at 50% of its annual value; “I'd use this” counts it in full. Several of these credits have to be switched on in the issuer's app before they pay anything — that's the “needs activation” tag below.

CreditJFMAMJJASONDWould you use it?
Global Entry / TSA PreCheck credit$100face value$0you get backresets once a yearshared
You get back$0Nothing selected yet — mark the credits you would use above.
Annual fee$125Charged in full, every year, whether you collect or not.
Your effective annual fee$125What the card really costs you once your credits are counted.
Window you would useWindow you would notCard anniversary, not the calendar
Activation

Benefits require activation. We make it easy to enroll in each perk.

Most premium card credits don't start paying automatically. Turn one on in the issuer's app before you count on it.

$0Mark the credits you would use above and this shows what has to be switched on before it pays.Get started — track your activations
What you're covered for

The protections, and how rare they are

These carry no honest dollar value, so they stay out of the ledger above. What they have instead is scarcity: most cards don't carry them.

5 protections included on this card
Purchase protectionUp to $1,000 per eligible purchase within 60 days of the purchase date. Maximum coverage of $4,000 per year.Carried by 146 of 581 cards in the catalog
Extended warrantyUp to 1 additional year on original manufacturer's warranty of 3 years or less.Carried by 178 of 581 cards in the catalog
ImageTrip delay protectionUp to $5,000 per ticket. Applies when your trip is cancelled or interrupted due to a covered reason.Carried by 37 of 581 cards in the catalog
ImageLost & delayed luggageUp to $3,000 per trip. Applies when you check or carry on luggage that is damaged or lost by the carrier. For New York residents, coverage is limited to $2,000 per bag.Carried by 130 of 581 cards in the catalog
Travel & emergency assistanceWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.Carried by 342 of 581 cards in the catalog
What you get in

Access and status

6 access and status perks on this card
ImageRoadside assistanceThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call. Carried by 238 of 581 cards in the catalog
Concierge serviceGet assistance with travel planning, entertainment tickets and more.Carried by 198 of 581 cards in the catalog
ImageGolf Benefits from Troon Rewards®Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.Not tracked across the catalog yet
ImageRental InsuranceCoverage for damage to or theft of a rental vehicle. Must decline the collision damage waiver (CDW) at the counter. Coverage is secondary to personal insurance.Not tracked across the catalog yet
ImageTravel InsuranceUp to $250,000 in coverage. Provides accidental death & dismemberment coverage.Not tracked across the catalog yet
ImageVisa Signature Luxury Hotel CollectionEnjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.Not tracked across the catalog yet
Before the card arrives

Track this one from day one

Seven to ten days pass between applying and the card landing. The wallet is built before it arrives — every credit, every reset date, and the 0 activation steps that decide whether the first month pays anything.

Build my wallet

We'll hold the answers you gave above.

Where these figures come from

Verified, drafted, and dated

All 1 credit values on this page reconcile to the published catalog total of $100. Reset cadence, activation requirements, and shared-versus-per-user status come from the same catalog, not a separate estimate.

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