You get back$0Needs activation$00 of 0 credits answered · considering this card
American Express

American Express® Classic Green

$150 a year

Everything this card owes you

0statement credits
$0at face value, a year
6protections included
5spend categories that earn extra

0 of those 0 credits pay nothing until they are activated.

What the number is made of

Your card carries $0 in credits.

Not points and not a valuation. Statement credits with real dollar amounts, attached to real things — a hotel night, a dinner, a membership, a flight you were taking anyway.

The card year

Every credit, on its own clock

The fee is the debit and every credit pays it back — but only inside the window it is live. Mark what you would really use and watch both the calendar and the balance change.

Selections start at “Never.” “Sometimes” counts a credit at 50% of its annual value; “I'd use this” counts it in full. Several of these credits have to be switched on in the issuer's app before they pay anything — that's the “needs activation” tag below.

You get back$0Nothing selected yet — mark the credits you would use above.
Annual fee$150Charged in full, every year, whether you collect or not.
Your effective annual fee$150What the card really costs you once your credits are counted.
Window you would useWindow you would notCard anniversary, not the calendar
Activation

Benefits require activation. We make it easy to enroll in each perk.

Most premium card credits don't start paying automatically. Turn one on in the issuer's app before you count on it.

$0Mark the credits you would use above and this shows what has to be switched on before it pays.Get started — track your activations
What you're covered for

The protections, and how rare they are

These carry no honest dollar value, so they stay out of the ledger above. What they have instead is scarcity: most cards don't carry them.

6 protections included on this card
Rental car insuranceGetting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.Carried by 186 of 581 cards in the catalog
Purchase protectionSometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits.Carried by 146 of 581 cards in the catalog
Extended warrantyWhen you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.Carried by 178 of 581 cards in the catalog
ImageTrip delay protectionIf a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance‡ can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per eligible account per 12 consecutive month period.Carried by 37 of 581 cards in the catalog
ImageLost & delayed luggageTravel more comfortably knowing you can be covered by the Baggage Insurance Plan for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.Carried by 130 of 581 cards in the catalog
Travel & emergency assistanceWhenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.Carried by 342 of 581 cards in the catalog
What you get in

Access and status

0 access and status perks on this card
Before the card arrives

Track this one from day one

Seven to ten days pass between applying and the card landing. The wallet is built before it arrives — every credit, every reset date, and the 0 activation steps that decide whether the first month pays anything.

Build my wallet

We'll hold the answers you gave above.

Where these figures come from

Verified, drafted, and dated

All 0 credit values on this page reconcile to the published catalog total of $0. Reset cadence, activation requirements, and shared-versus-per-user status come from the same catalog, not a separate estimate.

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